Operator: Efraim KleinFolder: Open Enrollment 10-01-26; update the date if it changes
Target effective date: 10/1 or 11/1 — confirm
Employees: 215 total; 73 enrolled in medical, 142 declined
Medical: The group moved from OSMA to three BCBS plans. OSMA’s renewal was a 27.2% increase; BCBS was a 9.1% increase.
Current OSMA plans: Essential, Advantage, Preferred
Claims received: 2024–2026 claims/loss ratio reports; combined loss ratio is 80%
Plan information: Current plans are spreadsheeted; presentation is saved in the folder
Propose: Tres MVP- saved in folder
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